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My friend circle definitely does that for me, and they inspire me continuously.
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I look at them and I’m like, ‘If they can do it, I can do it.’ When you constantly have people that are doing great things around you, it forces you to level up. I see that with many of my friends throughout their careers. We went to grade school together and I’m just in awe of what she’s accomplished at such a young age. I have a friend who’s pretty senior at Spectrum Communications. I’m constantly drawing inspiration from them because they’re always challenging me to level up. “From a personal standpoint, I like to surround myself with really positive, boss ass chicks.
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Just go for it and see what becomes of it because sometimes that opens up so many more doors and only builds up your confidence as you go through that cycle.” I would encourage people that ever have those kinds of feelings that you never regret the decisions that you don’t make. Nine times out of ten, even amongst the nerves, it ends up working out and I’m always happy that I ended up doing it. So, I try my best, even when I’m asked to do something that seems above my realm that I’ve never done before, to just go for it. Until I realized that I bring something different to the equation. I just looked at it as there’s tons of people doing way more than me, so I can’t define myself as excellent because I’m not doing all of those things. And, it’s not that I equated that to mean that anything was wrong with me. The more I read about imposter syndrome, the more it normalizes it and makes me feel it’s not just me. I struggle a lot where I know I’m good but sometimes I fail to recognize when I’m doing great.
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I did one of my first speaking engagements at a professional conference for International Women’s Day last year and before I accepted, I went back and forth in my mind, just questioning if I was good enough and if I was on the same level as all the other panelists. Even as I get in my career, imposter syndrome is still there. I struggle with it and I’m fortunate to have such a great family support system that’s constantly rallying behind me. If you don't yet have a high-yield savings account consider opening one, such as Marcus by Goldman Sachs High Yield Online Savings, and earning 16 times more interest than traditional accounts.“I think imposter syndrome is a real thing. But you could also use the money on non-essential things like dining out or traveling. Ideally, you'd use this extra money to increase your savings, especially if you don't have an emergency fund. On the other hand, if you have more income leftover after listing your expenses, you can increase certain areas of your budget. It's a good idea to reduce these costs and regularly make adjustments to the amount of money you spend so you can avoid debt. This may include reevaluating how much you spend on groceries, household goods, streaming subscriptions and other flexible costs. You should review your variable expenses to find ways to cut costs in the amount of $300. If you notice that your expenses are higher than your income, you'll need to make some adjustments.įor instance, let's say your expenses cost $300 more than your monthly net pay. The last step in creating a budget is to compare your net income to your monthly expenses. If you find that the average you spend on groceries each month is $433, you may want to round up and set the spending limit to $450. To calculate the average amount you spend on groceries, for example, add up all of your grocery spending during the past three months and divide by three. But fixed utilities, such as electric and gas, and variable costs, such as dining and household goods, often fluctuate month-to-month, so you'll need to do some math to find the average.įor these categories and any where you spending changes from month-to-month, determine the average monthly cost by looking at three months worth of spending. For example, debt repayment on a mortgage or auto loan will cost the same each month. You can look up your spending on bank and credit card statements.įixed expenses are easier to list on your budget than variable expenses since the cost is generally the same month-to-month. After you separate fixed and variable expenses, list how much you spend on each expense per month.